selectquote senior medicare review — SelectQuote Senior is one of the largest independent Medicare insurance brokerages in the United States. Founded in 1985 and headquartered in Overland Park, Kansas, SelectQuote has grown from a life insurance distributor into a multi-line insurance marketplace. The company is publicly traded on the New York Stock Exchange under the ticker SLQT. SelectQuote Senior is the division dedicated entirely to helping Medicare beneficiaries compare and enroll in coverage.
- SelectQuote Senior Overview and Financial Strength
- Selectquote Senior Medicare Review: Medicare Plan Options
- SelectQuote Senior Medicare Rates and Enrollment
- SelectQuote Senior Additional Benefits and Perks
- SelectQuote Senior Claims Process and Customer Service
- Pros and Cons of SelectQuote Senior Medicare Plans
- Who Is SelectQuote Senior Best For?
- Frequently Asked Questions
The service works with up to 21 top-rated insurance carriers. It offers free, no-obligation quotes to seniors shopping for Medicare plans. As a broker rather than an insurance carrier, SelectQuote Senior does not underwrite policies itself. Instead, it connects beneficiaries with plans from companies like Humana, Aetna, UnitedHealthcare, Cigna, Anthem, and Mutual of Omaha. This selectquote senior medicare review examines the broker’s services, carrier partnerships, plan options, and overall customer experience to help you decide if it is the right fit for your Medicare needs.
SelectQuote Senior Overview and Financial Strength
SelectQuote was established in 1985 as a pioneer of the direct-to-consumer insurance comparison model. The company has been in business for over 40 years. It is licensed in all 50 states and the District of Columbia. SelectQuote Senior employs hundreds of licensed Medicare agents who specialize in helping beneficiaries navigate their coverage options. The company operates primarily by phone and online. It does not maintain local storefronts.
Because SelectQuote Senior is a brokerage, it does not carry its own CMS Star Rating or AM Best financial strength rating. Those ratings belong to the individual carriers whose plans SelectQuote sells. However, SelectQuote states that all its partner carriers are rated A+ or A by AM Best.
The company itself holds an A+ rating from the Better Business Bureau. On Trustpilot, SelectQuote Senior has earned a 4.5 out of 5 rating from thousands of customer reviews. This selectquote senior medicare review notes that customer feedback on the BBB website is more mixed. Some consumers report receiving excessive follow-up calls after requesting a quote.
| Rating Source | Score / Grade | Notes |
|---|---|---|
| AM Best (Partner Carriers) | A+ to A | SelectQuote is a broker; rating applies to carriers |
| CMS Star Rating | Varies by Carrier | Carrier-specific; check Medicare.gov Plan Finder |
| NAIC Complaint Ratio | Varies by Carrier | Broker does not have its own NAIC ratio |
| BBB | A+ | Accredited; some consumer complaints about calls |
| Trustpilot | 4.5 / 5 | Based on thousands of SelectQuote Senior reviews |
| ConsumersAdvocate | 4.7 / 5 | Rates service quality and plan selection |
Selectquote Senior Medicare Review: Medicare Plan Options
A thorough selectquote senior medicare review must examine the full range of plans available through the brokerage. SelectQuote Senior offers three main categories of Medicare coverage. These include Medicare Advantage plans, Medicare Supplement (Medigap) plans, and Medicare Part D prescription drug plans. The variety of options makes SelectQuote Senior a useful comparison tool for beneficiaries who want to see multiple carriers side by side.
Medicare Advantage plans available through SelectQuote Senior include HMO, PPO, and PFFS plan types. These plans are offered by private insurers approved by Medicare. They must cover at least everything Original Medicare covers. Many also include extra benefits like dental, vision, and hearing coverage. According to cms.gov, Medicare Advantage enrollment has grown significantly in recent years. SelectQuote Senior helps beneficiaries compare plan costs, provider networks, and star ratings across carriers in their zip code.
For Medigap coverage, SelectQuote Senior connects beneficiaries with popular supplement plans including Plan G and Plan N. These standardized plans help cover out-of-pocket costs like copayments, coinsurance, and deductibles left by Original Medicare. SelectQuote Senior also offers standalone Part D prescription drug plans. These can be paired with Original Medicare and a Medigap plan to create comprehensive coverage. This selectquote senior medicare review confirms that SelectQuote does not offer Special Needs Plans directly. However, some of its carrier partners do offer SNPs through the Medicare Advantage category.
SelectQuote Senior Medicare Rates and Enrollment
SelectQuote Senior does not charge beneficiaries any fees for its services. The brokerage earns commissions from the insurance carriers when a beneficiary enrolls through its platform. As a result, using SelectQuote Senior costs the consumer nothing. Rates for plans sold through SelectQuote are the same as buying directly from the carrier. This is because Medicare plan premiums are regulated. Your monthly premium depends on your location, age, tobacco use, and the plan you select.
Enrollment through SelectQuote Senior can happen by phone or online. The process typically begins with a brief online questionnaire. You can enter your zip code, indicate whether you are enrolling for the first time or switching plans, and note any preferred benefits.
A licensed SelectQuote agent will then contact you to discuss options. Agents are available Monday through Friday from 7:00 AM to 5:00 PM Central Time. During the Annual Enrollment Period from October 15 through December 7, SelectQuote Senior typically extends its hours. This selectquote senior medicare review notes that agents can also assist during the Medicare Advantage Open Enrollment Period from January 1 through March 31.
SelectQuote Senior’s comparison methodology allows agents to present quotes from multiple carriers in a single call. For example, you might compare a Humana Medicare Advantage PPO plan against an Aetna HMO plan in minutes. The agent walks you through costs, benefits, and provider networks. Enrollment can often be completed over the phone in under 30 minutes. Plan materials from the chosen carrier typically arrive within two to three weeks.
SelectQuote Senior Additional Benefits and Perks
Many Medicare Advantage plans available through SelectQuote Senior include benefits that go beyond Original Medicare. These additional perks vary by carrier and plan. However, common extras include routine dental care, vision exams, prescription eyewear, and hearing aids. Some plans offer $0 monthly premiums while still including these supplemental benefits. In most cases, the richest benefit packages are found in HMO plans with tighter provider networks.
Fitness benefits are another popular perk. Some Medicare Advantage plans sold through SelectQuote Senior include SilverSneakers or similar gym membership programs at no additional cost. These programs provide access to participating fitness centers and senior-focused exercise classes. Many retirees also value the telehealth benefits included in certain plans. Telehealth allows you to speak with a doctor by phone or video from home. OTC allowances give members a quarterly credit to purchase over-the-counter health products like vitamins and pain relievers.
Meal delivery and transportation benefits are available in select Medicare Advantage plans as well. Typically, these are offered after a hospital stay or for members with chronic conditions. This selectquote senior medicare review emphasizes that supplemental benefits only apply to Medicare Advantage plans. Medigap plans do not include dental, vision, or fitness perks. Many Medicare beneficiaries also carry a life insurance policy to protect their family, and you can compare life insurance rates at Life Insure Guide to find affordable coverage alongside your Medicare plan.
SelectQuote Senior Claims Process and Customer Service
Because SelectQuote Senior is a brokerage, claims are handled by the insurance carrier that underwrites your plan. For example, if you enroll in a Humana Medicare Advantage plan through SelectQuote, you would file claims through Humana. SelectQuote Senior’s role is primarily pre-enrollment. However, the company does offer post-enrollment support. Agents can help if you have questions about your coverage, need to switch plans, or want to review your options during the next enrollment period.
SelectQuote Senior’s customer service team is available by phone during business hours. The company also provides an online resource center with articles about Medicare topics. These include guides on enrollment periods, coverage options, and benefit explanations. This selectquote senior medicare review finds that the company’s educational content is among the most thorough in the Medicare brokerage space. The medicare.gov website remains the definitive government resource for plan comparisons. However, SelectQuote Senior’s agents can help interpret that information.
Customer satisfaction with SelectQuote Senior is generally positive. The 4.5-star Trustpilot rating suggests most beneficiaries have a good experience. Positive reviews frequently mention knowledgeable agents and a smooth enrollment process. Negative reviews tend to focus on persistent follow-up calls and the volume of outreach after requesting a quote. Retirees should also review their homeowners coverage alongside Medicare choices, and you can compare home insurance rates at Home Insure Guide to make sure your home is properly protected in retirement.
Pros and Cons of SelectQuote Senior Medicare Plans
Pros:
- Compares plans from up to 21 top-rated carriers in a single call
- Free service with no obligation to enroll
- Licensed agents available in all 50 states
- Strong Trustpilot rating of 4.5 out of 5 stars
- Offers Medicare Advantage, Medigap, and Part D plans under one roof
- A+ BBB accreditation and all partner carriers rated A or higher by AM Best
Cons:
- Aggressive follow-up calls reported by some consumers after requesting a quote
- No in-person offices or local storefronts for face-to-face meetings
- Claims and ongoing service are handled by the carrier, not SelectQuote
- Limited availability outside standard business hours for non-enrollment inquiries
Who Is SelectQuote Senior Best For?
This selectquote senior medicare review concludes that SelectQuote Senior is best for Medicare beneficiaries who want to compare multiple carriers without contacting each one individually. The brokerage model saves time. It is particularly useful during the Annual Enrollment Period when beneficiaries need to evaluate new plan options quickly. Seniors who prefer phone-based guidance over in-person meetings will find SelectQuote Senior’s licensed agents helpful and knowledgeable.
SelectQuote Senior is also a strong choice for beneficiaries interested in Medicare Advantage plans with extra benefits. The brokerage’s carrier partnerships with Humana, Aetna, UnitedHealthcare, and others mean you can access a wide range of HMO and PPO plans with dental, vision, and fitness perks. For those seeking Medigap coverage, SelectQuote Senior can compare Plan G and Plan N rates from multiple supplement carriers. This selectquote senior medicare review recommends the service for first-time Medicare enrollees who feel overwhelmed by their options.
However, SelectQuote Senior may not be ideal for beneficiaries who prefer face-to-face consultations. It is also less suitable for those who are sensitive to follow-up calls. If you already know exactly which plan and carrier you want, enrolling directly may be simpler. For everyone else, this selectquote senior medicare review finds that SelectQuote Senior offers a convenient and cost-free way to shop for Medicare coverage from trusted carriers.
Frequently Asked Questions
Is SelectQuote Senior a legitimate Medicare brokerage?
Yes, SelectQuote Senior is a licensed and accredited Medicare brokerage. The company has been in business since 1985 and holds an A+ rating from the Better Business Bureau. It is licensed to sell Medicare plans in all 50 states.
Does SelectQuote Senior charge a fee for its Medicare services?
No, SelectQuote Senior does not charge beneficiaries any fees. The service is completely free. SelectQuote earns commissions from insurance carriers when you enroll through its platform. As a result, your plan premiums are the same as buying directly from the carrier.
What types of Medicare plans can I get through SelectQuote Senior?
SelectQuote Senior offers Medicare Advantage plans, Medicare Supplement (Medigap) plans, and standalone Part D prescription drug plans. In most cases, agents can compare options from up to 21 carriers. Typically, beneficiaries can complete enrollment over the phone in a single session.
Can I trust a selectquote senior medicare review to help me choose a plan?
Reading a selectquote senior medicare review is a helpful starting point. However, your best resource is a licensed agent who can assess your specific needs. SelectQuote agents are trained to match you with plans based on your doctors, prescriptions, and budget. You should also verify plan details on medicare.gov before enrolling.
Compare More Medicare Insurance Companies
Looking for more Medicare carrier reviews, plan comparisons, and enrollment guides? Browse our complete library of Medicare resources.
Official Sources & Resources
For verified information on Medicare plans, ratings, and enrollment:
- Medicare.gov (Official): medicare.gov
- CMS.gov (Centers for Medicare & Medicaid): cms.gov
- AM Best (Financial Strength Ratings): ambest.com
- NAIC (Complaint Ratios): naic.org
- State Health Insurance Assistance Program (SHIP): shiphelp.org
- Kaiser Family Foundation (KFF): kff.org
Content last reviewed April 2026. If you notice any outdated information, please contact us.