[email protected] The short answer: Filial responsibility laws are state statutes that can make an adult child pay for a parent’s necessities, including nursing home care. 25 states still have one, 5 have repealed theirs — Iowa, Maryland, Utah, Idaho and Montana — and 20 never had one. Almost all are dormant; Pennsylvania is the state where … Read more
The short answer: Medicare while still working comes down to one question: how many employees does the employer have? At 20 or more, the group plan pays first, Part B can be delayed without penalty, and an 8-month special enrollment period opens when the job or the coverage ends. Under 20, Medicare pays first, the … Read more
The short answer: Medicare lien recovery is the federal government’s right, under the Medicare Secondary Payer Act, to be repaid from a personal injury settlement, judgment or award for the medical bills Medicare paid after the accident. The Benefits Coordination & Recovery Center builds the claim, issues a conditional payment letter, and sends a final … Read more
The short answer: The Medicare appeals process is a five-level ladder — redetermination, reconsideration, an administrative law judge hearing, the Medicare Appeals Council, and federal court — with a deadline at every rung: 120 days for the first level in Original Medicare, then 180 and 60. Medicare Advantage and Part D run their own first … Read more
The short answer: Nursing home Medicaid limits are the income and asset lines a single applicant must be under for the state to pay for a nursing home. For 2026 the income line is $2,982 a month in the 25 states that use a hard cap, and the asset line is $2,000 in 35 states … Read more
The New York Medicare Savings Program pays your Medicare Part B premium — $202.90 a month in 2026 — and at the top level pays your deductibles and copays too. It is run by New York Medicaid, not by Medicare, and roughly one in three people who qualify never apply. This New York medicare savings … Read more
The Wyoming Medicare Savings Program pays your Medicare Part B premium — $202.90 a month in 2026 — and at the top level pays your deductibles and copays too. It is run by Wyoming Medicaid, not by Medicare, and roughly one in three people who qualify never apply. This Wyoming medicare savings program guide gives … Read more
The Wisconsin Medicare Savings Program pays your Medicare Part B premium — $202.90 a month in 2026 — and at the top level pays your deductibles and copays too. It is run by Wisconsin Medicaid, not by Medicare, and roughly one in three people who qualify never apply. This Wisconsin medicare savings program guide gives … Read more
The West Virginia Medicare Savings Program pays your Medicare Part B premium — $202.90 a month in 2026 — and at the top level pays your deductibles and copays too. It is run by West Virginia Medicaid, not by Medicare, and roughly one in three people who qualify never apply. This West Virginia medicare savings … Read more
The Washington Medicare Savings Program pays your Medicare Part B premium — $202.90 a month in 2026 — and at the top level pays your deductibles and copays too. It is run by Washington Medicaid, not by Medicare, and roughly one in three people who qualify never apply. This Washington medicare savings program guide gives … Read more