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Medigap Plan M is one of the lesser-known Medicare Supplement options. It fills many of the same gaps as other Medigap plans. However, it takes a unique approach to the Part A hospital deductible. Instead of covering the full $1,736 Part A deductible in 2026, Medigap Plan M covers only 50%. That means you pay … Read more

Medigap Plan L is a federally standardized Medicare Supplement plan that covers 75% of most out-of-pocket costs under Original Medicare. Ten lettered Medigap plans exist today. They range from basic coverage under Plan A to comprehensive protection under Plan G. Medigap Plan L sits between these extremes. Table of Contents What Does Medigap Plan L … Read more

Medigap Plan K is one of 10 standardized Medicare Supplement plans available in most states. It stands apart from other Medigap options with a unique cost-sharing structure. Instead of covering 100% of Medicare’s gaps, this plan splits many costs 50/50 with you. However, it includes an annual out-of-pocket limit that caps your total spending. Table … Read more

Medigap Plan G is the most popular Medicare Supplement plan sold in the United States today. It covers nearly every out-of-pocket cost that Original Medicare leaves behind. In fact, it pays for eight of the nine standardized Medigap benefits. The only expense it does not cover is the annual Medicare Part B deductible. In 2026, … Read more

Medigap Plan F is the most comprehensive Medicare Supplement Insurance plan ever offered. It covers every gap in Original Medicare, leaving enrollees with zero out-of-pocket costs for covered services. However, this plan has been closed to new Medicare beneficiaries since January 1, 2020. Table of Contents What Does Medigap Plan F Cover? Medigap Plan F … Read more

Medigap Plan D is one of 10 standardized Medicare Supplement Insurance plans available to beneficiaries. It covers most out-of-pocket costs left by Original Medicare. This includes your Part A deductible, Part B coinsurance, skilled nursing facility costs, and foreign travel emergencies. However, it does not cover Part B excess charges or the annual Part B … Read more

Medigap Plan C is a comprehensive Medicare Supplement insurance plan. It covers nearly all out-of-pocket costs that Original Medicare leaves behind. However, this plan has been closed to new enrollees since January 1, 2020. Congress passed the MACRA law in 2015 to end first-dollar Medigap coverage. That law banned new policies covering the Medicare Part … Read more

Medigap Plan B is one of ten standardized Medicare Supplement plans available in most states. Federal law ensures that every Plan B policy offers the same benefits regardless of which insurance company sells it. It covers several important gaps in Original Medicare. However, it is far less comprehensive than popular options like Plan G or … Read more

Medigap Plan A is the most basic Medicare Supplement Insurance plan available today. It includes only the four core benefits that federal law requires in every Medigap policy. However, it does not cover several important costs that more comprehensive plans handle. As one of 10 standardized plan letters, Plan A sits at the foundation of … Read more