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Choose plan g or plan n — that is the most common Medigap decision facing Medicare beneficiaries today. Since Plan F closed to new enrollees in 2020, these two plans have dominated the supplemental insurance market. Plan G alone holds roughly 39% market share nationwide, with over 5.3 million people enrolled. Plan N costs less … Read more
Medicare advantage regret is more common than many beneficiaries expect. Over 35 million Americans are now enrolled in Medicare Advantage plans. That represents roughly 54% of all eligible Medicare beneficiaries, according to KFF. Enrollment has grown steadily over the past decade, driven by aggressive marketing from private insurers. These plans promise lower premiums, dental and … Read more
Medicare PPO vs HMO is one of the most important decisions facing Medicare Advantage enrollees today. Over 35 million Americans are now enrolled in Medicare Advantage plans, according to CMS enrollment data from early 2026. That means more than half of all Medicare beneficiaries have chosen a private plan over Original Medicare. Table of Contents … Read more
Medigap worth the cost is one of the most common questions among new Medicare beneficiaries. Original Medicare covers hospital stays and doctor visits. However, it leaves significant financial gaps. There is no annual out-of-pocket maximum under Original Medicare. The 20% Part B coinsurance applies to every approved service with no cap. Table of Contents What … Read more
Drop Medicare Advantage Medigap — that phrase captures a decision millions of seniors research each year. Over 34 million Americans are enrolled in Medicare Advantage as of 2025. That figure represents 54% of eligible beneficiaries, according to KFF’s enrollment analysis. Many chose these plans for low premiums and bundled extras like dental and vision. Table … Read more
Choose medicare advantage original Medicare — it is one of the biggest decisions you will face during enrollment. Over 35 million Americans are now enrolled in Medicare Advantage plans as of early 2026. That represents roughly 54% of all eligible beneficiaries, according to KFF. Table of Contents Key Differences Between Medicare Advantage and Original Medicare … Read more
Creditable coverage employer Medicare decisions affect millions of Americans who work past age 65. If you have health insurance through a job, knowing whether that coverage meets Medicare’s standards is critical. Getting this wrong triggers permanent financial penalties. The Part D late enrollment penalty charges 1% of the national base beneficiary premium for each uncovered … Read more
Self employed medicare enrollment is one of the most misunderstood transitions for business owners approaching age 65. Unlike W-2 employees who rely on employer-sponsored group health plans, self-employed individuals often carry individual market coverage or Health Savings Account-eligible plans that do not qualify as group health plans under IRS definitions. This distinction creates a critical … Read more
Retiree insurance medicare coordination affects roughly 14.1 million Americans who carry both employer-sponsored retiree coverage and Medicare. Understanding which plan pays first can save thousands in unexpected medical bills each year. Many retirees assume their former employer’s plan works the same way it did before age 65. Table of Contents How Retiree Insurance and Medicare … Read more
Tricare to medicare is a transition that every military retiree must navigate carefully. When you or your sponsor turns 65, your TRICARE coverage changes significantly. You don’t lose military health benefits entirely. However, you must enroll in Medicare Part A and Part B to keep them. Failing to enroll on time can create gaps in … Read more