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medicaid look back period is probably a phrase you had never heard until a few weeks ago. Then your mother fell, or your father’s memory got worse, and a discharge planner said the words “long-term care Medicaid.” Now someone is asking for five years of bank statements. You are scared that a gift, a check … Read more

medicaid spend down rules are probably the reason your parent’s savings balance has become the most stressful number in your family. Maybe a hospital discharge planner said the words “nursing home.” Maybe your mother fell again. Someone likely told you Medicare will not pay for long-term custodial care. That part is true. Medicare covers short … Read more

Apply for medicaid for nursing home care is the search most adult children make on the worst week of their life. Your parent is in a hospital bed or a rehab room. Someone in a polo shirt just said Medicare days are running out. The facility’s business office handed you a folder and asked about … Read more

Medicaid vs private pay nursing home is the decision sitting in front of you right now. A discharge planner said your parent cannot go home safely. Someone handed you a rate sheet with a daily number on it. You are the adult child holding the folder, and nobody has explained the rules. Table of Contents … Read more

observation status vs inpatient is the difference that decides who pays for your parent’s rehab. Your parent went to the hospital. They stayed two nights. Someone mentioned a nursing home for recovery. Now a discharge planner says Medicare will not cover it. Nobody ever said the word “admitted.” That one word is the whole problem. … Read more

Can a nursing home take your savings? If an admissions coordinator or the business office told you this week that Mom “has too many assets” for Medicaid, your stomach dropped and that is the question you went home with. Here is the first thing to know. A nursing home does not decide Medicaid eligibility. Your … Read more